No insurance?!

Go Back   The Diabetes Forum Support Community For Diabetics Online > Diabetes Forum Start Here > Diabetes Forum Lounge

Diabetes Forum Lounge The Diabetes Forum lounge is the more social area of the community. Please feel free to drop in, and discuss anything thatís on your mind. Use this area for off topic discussions, making friends and being social.


No insurance?!


Closed Thread
 
Shared Thread Thread Tools
Old 12-22-2011, 22:11   #1
Active Member
 
Join Date: Dec 2011
Posts: 8


8 likes received
Default No insurance?!

My dad is taking me off his insurance, what do I do?!?

IamAddicted2Insulin is offline  
Old 12-23-2011, 05:14   #2
Senior Member
 
WV Mom's Avatar
 
Join Date: Nov 2011
Location: The Great State of West Virginia
Posts: 782

Member Type
Type 2
Diagnosed in Prediabetes: 2009. Diabetes: 2011.

671 likes received
405 likes given
Default

Lots o' questions:

Why? What's the issue?

Is he serious? Has he already done the paperwork? When will it become effective?

Could you talk him out of it? What if you pay the difference in premiums?

Are you in school? Can you go talk to Student Health? They'll often offer a relatively inexpensive supplemental policy to cover what they don't.

Are you working? Can you get insurance through your job? Sometimes employers will offer insurance even if you're just part-time. I know Starbucks is like that. So is Walmart.

Is there a free clinic nearby?

There are the general questions I'd ask if we were sitting face-to-face. I don't know about anything that's specific for diabetics. But if there is something, I reckon the people here will know about it.

__________________
~Renie

A1c
11/2011: 8.8 | 03/2012: 5.6 | 08/2012: 5.9 | 09/2013: 6.0 | 03/2014: 6.2 | 03/2015: 6.2 | 02/2016: 6.9 | 01/2017: 6.8 | 05/2017: 7.1 | 09/2017: 6.8 | 01/2018: 6.5

Diabetes meds
Metformin 1000mg BID

Diet
Low-ish carb (~90-150g per day)
Low-ish calorie (<1800 kcals per day)

Exercise
I really should exercise.

Last edited by WV Mom; 12-23-2011 at 06:21.
WV Mom is offline  
Old 12-23-2011, 11:38   #3
Senior Member
 
Join Date: Dec 2009
Posts: 24,394

Member Type
Type 2
Diagnosed in 2009

23929 likes received
32255 likes given
Default

Is this part of his decision that he won't help you get a pump?




Shanny is offline  
 
Old 12-23-2011, 15:08   #4
Senior Member
 
Join Date: Jun 2009
Location: North East Ohio, USA
Posts: 4,368

Member Type
Type 2
Diagnosed in 2007

1790 likes received
1507 likes given
Default

As a parent I understand his decision. I just recently took my 2 older children off my policy because it made our policy over $1000 per month. Now, as an unisured person you can seek out free or reduced price medical care. Also check out the insulin manufacturers for free or reduce price insulin. The government also has some high risk policies that may be available to you. Check out
Home | HealthCare.gov for what is available in your state. Many diabetics are unisurered. I figured out our adult children were better off getting their own cheaper policies that using our very high deductible ($11,000)

__________________
diagnosed Feb 2007
metformin-2550
low carb organic diet
3 T of Coconut Oil daily
moderate exercise- mostly walking 3-5 miles, tennis - 4 hours per week, weight training, hiking on weekends and vacations 7-10 miles

HbA1c 5.3 3/11
HbA1c 6.1 5/12

Age 62
jwags is offline  
Old 12-27-2011, 18:16   #5
Senior Member
 
Join Date: Aug 2011
Location: Cleveland, Ohio - USA
Posts: 2,055

Member Type
Type 2
Diagnosed in 2000

1638 likes received
130 likes given
Default

Why would your Dad take you off his insurance at age 19? You can stay on his insurance until 26 years of age now with the change in healthcare reform. You are type 1 and that is not a smart thing to do; especially if you have no insurance of your own or are unable to afford. Why did he make this decision?

__________________
**Renee***

Metformin - 2000 mg daily
Humulog - on a PING Pump now...
Zoloft - 100 mg
Milk Thistle
Alpha Lipoic Acid
Biotin
GTF Chromium
Fish Oil - 4 grams a day
Vitamin D3 - 5000 iu daily
81 mg aspirin daily
Probiotic
naynay is offline  
Old 06-23-2012, 14:05   #6
Senior Member
 
Join Date: Jun 2010
Location: Washington, USA
Posts: 221

Member Type
Type 1
Diagnosed in 2003

71 likes received
16 likes given
Default

Like NayNay said your Dad can keep you on his insurance till you are 26 in most states. Ask him why he is doing this. Also there is free care out there based on a person's income. Don't give up, but find out the reason and then work from there. Wishing you the best. By the way, I don't have insurance either but do get free care and supplies based on my income. I am an unpaid caregiver.

deafmack is offline  
Closed Thread

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Insurance Adjitater Diabetes 14 11-15-2011 01:42
Life Insurance amg1099 Diabetes Forum Lounge 10 09-11-2011 17:05
Insurance Problems. Punkrockprincess2003 Diabetes Forum Lounge 3 03-04-2011 00:30
I lost/don't have insurance and I don't know what to do! Gizmokitty Diabetes 9 12-04-2010 06:11
Insurance Dianne New Member Introductions 1 04-01-2008 04:28

LEGAL NOTICE
By using this Website, you agree to abide by our Terms and Conditions (the "Terms"). This notice does not replace our Terms, which you must read in full as they contain important information. You must not post any defamatory, unlawful or undesirable content, or any content copied from a third party, on the Website. You must not copy material from the Website except in accordance with the Terms. This Website gives users an opportunity to share information only and is not intended to contain any advice which you should rely upon. It does not replace the need to take professional or other advice. We have no liability to you or any other person in respect of any content on this Website.


All times are GMT +1. The time now is 04:24.




Powered by vBulletin®
Copyright ©2000 - 2019, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging v3.1.0 (Pro) - vBulletin Mods & Addons Copyright © 2019 DragonByte Technologies Ltd.