Insurance - Page 2

Go Back   The Diabetes Forum Support Community For Diabetics Online > Diabetes Forum Community > Diabetes

Diabetes This section of the forum can be used to discuss anything and everything to do with Diabetes. Please use this general Diabetes section for any comments or discussions that don't fit into the more specific forum categories below. Please also ensure that all posts and threads are on topic, about Diabetes.

Like Tree7Likes

Insurance - Page 2

Closed Thread
Shared Thread Thread Tools
Old 11-14-2011, 20:25   #11
Senior Member
Join Date: Dec 2009
Posts: 24,394

Member Type
Type 2
Diagnosed in 2009

23930 likes received
32255 likes given

I could be wrong, but I think inmates in the county jail get free medical care too . . . what a slap in the face to all the rest of us!

Patdart likes this.
Shanny is offline  
Old 11-14-2011, 23:21   #12
Senior Member
Joshua Shorter's Avatar
Join Date: Jul 2010
Location: Wichita, KS USA
Posts: 1,090

Member Type
Type 1
Diagnosed in 2010

220 likes received
173 likes given

I have often told people that my insurance company would much rather me just die from my diabetes as opposed to actually offering me the medical equipment necessary to my life. There would be no other reason they would fight over ever strip, unit of insulin or pen needle.

They would rather loose me as an expense and only insure healthy people. It makes business sense but it does not make sense for the business they are in. Come on, people. This is a serious disease. I am trying to make my body healthier so you don't have huge expenses down the road. Isn't it worth the minimal expense now to avoid the huge payout later?

Like I said, they just wish we would all die. I plan to live a long time and cost them a lot of money.

Originally Posted by Adjitater View Post
you didn't do anything wrong. Just remember that getting poked is an unnatural thing for you body and sometimes it just has to say that it didn't like that.
Joshua Shorter is offline  
Old 11-14-2011, 23:41   #13
Senior Member
Join Date: Jun 2009
Location: North East Ohio, USA
Posts: 4,368

Member Type
Type 2
Diagnosed in 2007

1790 likes received
1507 likes given

I spent almost an hour on the phone with Blue Cross today trying to lower my $1200 a month premium with a $6000 deductible. Even after you meet the deductible you still pay 20%. I figured the worst case scenario we would pay $21000 before our insurance kicked in. It was good that I called because I realised we could cut our Insurance premium by almost $600 by raising our deductible to $11,000. So it would become a Catastrophic policy. We have never met our deductible anyway and we stay pretty healthy ( no thanks to my insurance). The first question she asked me is if I used Insulin and she asked me how many times a year I go to the doctors. I told her I would like to go twice a year but sometimes I only go once because of our deductible. I do my own HbA1c tests at home and my doctor is OK with that. I am so glad I didn't go on insulin, I can just imagine what my premiums would be. So I am filling out the forms tonight and hoping when they do the underwriting they don't find a reason not to give me the higher deductible.

diagnosed Feb 2007
low carb organic diet
3 T of Coconut Oil daily
moderate exercise- mostly walking 3-5 miles, tennis - 4 hours per week, weight training, hiking on weekends and vacations 7-10 miles

HbA1c 5.3 3/11
HbA1c 6.1 5/12

Age 62
jwags is offline  
Old 11-15-2011, 00:37   #14
Senior Member
Adjitater's Avatar
Join Date: Oct 2009
Location: Blair, NE, USA
Posts: 633

Member Type
Type 1
Diagnosed in 1972

200 likes received
7 likes given

Originally Posted by Strawberry
Prison inmates get their medical care for free - don't they?
No not really. They are kept alive but they have no choices as to what mess they get and when they get them. They pay a bigger price than just loosing their freedom.

Sent from my iPhone using Diabetes

Patdart likes this.

Type 1 for 40 years now so dont tell me how to eat.
Adjitater is offline  
Old 11-15-2011, 02:42   #15
Senior Member
Join Date: May 2011
Posts: 137

Member Type
Type 2
Diagnosed in 2011

53 likes received
19 likes given

Originally Posted by Joshua Shorter View Post
I have often told people that my insurance company would much rather me just die from my diabetes as opposed to actually offering me the medical equipment necessary to my life. There would be no other reason they would fight over ever strip, unit of insulin or pen needle.
The government is no better if not worse. It is very common for people applying for disability to be denied until their third application, even if the application materials are the same each time. Never mind that someone could become homeless and even dead in the interim. That's precisely my concern about the idea of a government run healthcare system.

My gf used to have a job from which she'd come home crying some days. She was a phone rep for Medicare/Medicaid and she had to tell people they couldn't have their insulin and/or lifesaving procedures because they weren't covered. More government in medicine is just what we need. Oh yay! <sarcasm alert>

How about we go the other way. Offer 100% tax deduction to people who donate money to charities which use the funds to give free pumps and other vital supplies to people in need provided they distribute a given % of their contributions. Winning.

Joshua Shorter and Patdart like this.
gphx is offline  
Closed Thread

Thread Tools

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are On
Pingbacks are On
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
Life Insurance amg1099 Diabetes Forum Lounge 10 09-11-2011 18:05
Treating Type 2 without insurance, can it be done? ThoseBackPages Diabetes 10 06-17-2011 03:08
Insurance Problems. Punkrockprincess2003 Diabetes Forum Lounge 3 03-04-2011 01:30
I lost/don't have insurance and I don't know what to do! Gizmokitty Diabetes 9 12-04-2010 07:11
Insurance Dianne New Member Introductions 1 04-01-2008 05:28

By using this Website, you agree to abide by our Terms and Conditions (the "Terms"). This notice does not replace our Terms, which you must read in full as they contain important information. You must not post any defamatory, unlawful or undesirable content, or any content copied from a third party, on the Website. You must not copy material from the Website except in accordance with the Terms. This Website gives users an opportunity to share information only and is not intended to contain any advice which you should rely upon. It does not replace the need to take professional or other advice. We have no liability to you or any other person in respect of any content on this Website.

All times are GMT +1. The time now is 18:07.

Powered by vBulletin®
Copyright ©2000 - 2020, vBulletin Solutions, Inc.
Search Engine Optimization by vBSEO
vBulletin Security provided by vBSecurity v2.2.2 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.
User Alert System provided by Advanced User Tagging v3.1.0 (Pro) - vBulletin Mods & Addons Copyright © 2020 DragonByte Technologies Ltd.