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3775 Views 13 Replies 9 Participants Last post by  cathyy
I need information on what health insurances in different countries cover regarding diabetic retinopathy. Can someone help me?
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I need information on what health insurances in different countries cover regarding diabetic retinopathy. Can someone help me?
What do you need the information for? Diabetic retionopathy has many stages and is treated like any other eye disease when the disease progresses.
I need the information to compare the health systems in different countries. I am interested in what is covered by the insurance and what has to be paid by the patient, e.g. eye examinations, screenings, laser treatment, etc.
Veselina, if you're writing a paper for your studies, perhaps the university library is a better place to research. The purpose of this forum is to provide understanding and support for people with diabetes. It is not meant to be a resource for people writing articles or doing surveys. This is not to say we don't wish you well in your studies, but that this is not the appropriate place to gather your information.
dont know about other countries but one here in the us that does is special coverage from Aetna that you can find on health insurance quotes for individuals, families and groups
i have medicaid
I know that over here in the UK all medical treatment is free to UK residents. Only exceptions are that normally adults would have to pay for eye sight tests and glasses although for a diabetic tests are free, but still have to pay for glasses. Dentistry is subsidized if you can get a place as an adult free for children and means tested free for others too. Prescriptions you have a charge per item but its only 7.10 no matter the cost of the drug, however children, the over 60s, the poor and certain medical conditions including diabetes its all free.

Well I say free its free at point of use to anyone who is legally a UK resident, but ofc we have to pay a lot more taxes than for example the US to cover it.
I know that over here in the UK all medical treatment is free to UK residents. Only exceptions are that normally adults would have to pay for eye sight tests and glasses although for a diabetic tests are free, but still have to pay for glasses. Dentistry is subsidized if you can get a place as an adult free for children and means tested free for others too. Prescriptions you have a charge per item but its only 7.10 no matter the cost of the drug, however children, the over 60s, the poor and certain medical conditions including diabetes its all free.

Well I say free its free at point of use to anyone who is legally a UK resident, but ofc we have to pay a lot more taxes than for example the US to cover it.
Hmmm...I would gladly pay more taxes in exchange for free health care. I recently spent 6 days in the hospital and my bill for my inpatient care was $21,000, this does not include the doctors that I saw everyday. Health care in the USA is down right ridiculous.
Hmmm...I would gladly pay more taxes in exchange for free health care. I recently spent 6 days in the hospital and my bill for my inpatient care was $21,000, this does not include the doctors that I saw everyday. Health care in the USA is down right ridiculous.
Well I like the system we have here in the UK for the most part, although we dont have as much choice as you do in the US. I mentioned taxes and cost as ofc providing health care costs money that has to come from somewhere. I personally believe the best way is to tax more and have universal coverage, with a private sector which can speed things up or give additional options if you wish to pay.
The only thing that worries me about a system like yours is the stories I have heard about having to wait forever to see a doctor and not always being able to get somethings you need. For instance....one day last week I had pain in my knee...I went to the doctor the same day, went to an ultrasound place that day...went back to my dr 2 hours later and already had the results.
The only thing that worries me about a system like yours is the stories I have heard about having to wait forever to see a doctor and not always being able to get somethings you need. For instance....one day last week I had pain in my knee...I went to the doctor the same day, went to an ultrasound place that day...went back to my dr 2 hours later and already had the results.
Well its generally pretty good and if you have something that is obviously life threatening you are seen very quickly. There is still the private sector if you wish a speedier response and I personally have private health insurance as well through my employer although private diabetes care isnt really upto the job compared to state care. But for example if I twisted an ankle and it would take a few weeks on the NHS to be seen I ring up my insurance company and speak to my doc and get a private referral.
thats interesting...I wsnt aware you have both options. I know healthcare is a big issue here. The healthcare itself is actually quite good...access to it and paying for it is difficult for some. I am very lucky in that I have excellent insurance but many others do not.
I would rather the gov't let me keep my money and spend it as I see fit. When they get there greedy hands on anything, they never let go and regulate it to death.
I need information on what health insurances in different countries cover regarding diabetic retinopathy. Can someone help me?
In the US, it will vary not only from company to company, but even within a company. The coverage rule of thumb is "as little as they think they can get away with."
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