I'm afraid you probably read correctly. I don't know if insurers can cut off insulin altogether, but some of the evil-est have been known to ration it sharply or restrict diabetics to a generic/cheap brand that may or may not work well for them. Tight rations are even more common with test strips.As a Brit I do look at some of the posts from people in the USA with a
I did read that some insurance company refused to pay for insulin, I may have misread.
Our NHS gets a bad press, but it looks like Americans are ill served by their Government
As an ex-pat Brit now living in France, I got a bit of a shock when last year I got nailed with diabetes. The French service (after you fight your way through the bureaucracy) covers 70% of costs for most things but there are a couple of twists. For the cover you pay a quarterly contribution (rather like the National Insurance contribution in the UK) of 9% of your assessable income above a minimum (about €9000 per year).In the UK, Health care is free for everyone, but of course we pay more in taxes to fund it all.
There is a prescription charge for medication currently £12 ( $19) for 3 months, although for diabetics and other groups it's free. No charge to see your doctor
Type 2 don't usually dont get test strips on prescription
We also have private healthcare, market leader is BUPA, usually its given as a perk in employement, but for pre existing medical conditions it's unlikely you will get cover.
Unfortunatly the UK is bust at the moment, so there is talk of bringing in US style market reforms